Your own ChatGPT runs in your living room for the price of two years of subscriptions
In 2026, Ollama and Open WebUI let you run a capable LLM at home without an engineering degree. A Mac Mini M4 with 24 GB of unified memory runs 32B models at Q4, and the break-even point against a ChatGPT Plus subscription lands between 18 and 36 months depending on the hardware you pick.